1-407-599-0057 or 1-800-820-9232
831 W Morse Blvd Winter Park, FL 32789

How Do I Fix My Credit?

Consumer Debt Counselors is a licensed, bonded and regionally-accredited non-profit debt advisory corporation located in Winter Park, Florida. Since 1998, President George Janas and his team of certified debt advisors have provided help with debt and credit issues to begin solving financial issues.

One of the most asked questions,  “how do I fix my credit?”  brings many people in for help. Janas said errors are often made on credit reports. Sometimes they're honest mistakes made by credit reporting bureaus. But sometimes there are issues people actually need to work on. The first step is to identify that there is a problem: 

Step No. 1: Pull Your Credit Report
Step No. 2: Analyze the Credit Report
Step No. 3: Is Credit Report Accurate?
Step No. 4: Is the Bad Credit Valid?
Step No. 5: Start to Repay the Debt 

Ready to begin? Call 1-800-820-9232 for answers to your questions.

Get Answers to Your Questions About How to Pay Your Student Loans

George Janas, President of Consumer Debt Counselors in Winter Park, Florida, said that on average, college students will graduate with $35,000 in student loan debt. Then, they can face another $30,000 in interest over the life of the student loan. That’s an incredible amount of debt and it's causing people a lot of anxiety and stress. 

It doesn’t matter if you’re in default on your student loan, or have no idea how you'll pay your student loan debt, we'll help you figure it all out. Janas said his staff will ask you a few questions, plug in your numbers and you'll choose a student loan repayment plan you can live with. Call 1-800-820-9232 and you can talk privately with one of our certified debt advisors. You'll find there are many options offered by lenders, the government and the Department of Education.



Student Loan Relief Help

There are a lot of people who have used up all their student loan forbearance and deferment options. Are we talking to you? There are better ways to handle student loan besides putting off payments that you know you'll have to make one day.

Give us a call at 1-800-920-9232 and come in for a free student loan debt advisory session available to you from Consumer Debt Counselors in Winter Park, Florida. Work with a certified debt advisor who can help you choose a student loan repayment plan.

Your Consumer Debt Counselor advisor sticks by you throughout the process. We can help you by taking over the responsibilities involved in managing a student loan debt relief plan by enrolling you in a program just for you.

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Debt Relief Help

Consumer Debt Counselors has provided people in all professions and at all income levels with personal debt advisory sessions. Private, with no contracts and no strings attached. You can ask questions and we'll give you answers.

We move at your pace with an ISO-certified debt analysis process. We can provide you with a debt assessment to help find out what's going to be best for you based on your income, your debt, your needs. Then we outline your options.

You may or may not benefit from a Debt Management Plan. But we'll give it to you straight and explain what's available to you based on your personal financial situation. You've tried it on your own, now you've got the chance to get help.

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Housing Help

Consumer Debt Counselors provides you with no cost certified housing counselors to help any Florida homeowner in danger of losing a home. You may be trying to avoid foreclosure. You may want to qualify for a home loan. You may be in the midst of a housing crisis and need immediate assistance. We’re here to help.

Call us to learn about homeowner and homebuyer programs or how to prevent losing your home. There may be options available to but you’ll only know if you call to get answers to the questions that you have. You can immediately talk with a skilled and compassionate advisor who is here to help you solve your housing issues. We're a Winter Park, Florida, firm helping Floridians since 1998. Losing your home doesn't have to be the only way to deal with debt.

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Bankruptcy Counseling

Find out whether filing Chapter 7 or Chapter 13 bankruptcy is your only option in a meeting with Consumer Debt Counselors’ certified credit counselors, certified housing counselors and certified financial planners. Everything you need to know is here in a free and confidential debt advisory session.

Our bankruptcy education services will provide you with access to the Pre-Filing Credit Counseling Course and the Post-Discharge Bankruptcy Education Course required by the Executive Office for United States Trustees (EOUST).

Don’t lose hope before you talk with a debt advisor to see what can be done in your situation. A lot of your debt, housing, credit card, car and student loan issues can be managed without filing bankruptcy. 

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