How Do I Get Started?
In about 20 minutes, find the right solution to tackle your student loan debt. See if your situation qualifies for a lower monthly payment plus forgiveness and cancellation. Plus, access to our Basic plan is FREE, and provides all the all tools you need to make this plan a reality.
On average, users have found about $331 in savings per month and 55% found forgiveness. Create an account today to find out if you have available savings, too!
On average, users have found about $331 in savings per month and 55% found forgiveness. Create an account today to find out if you have available savings, too!
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Create a FREE online account
Start by giving us some basic information and confirm your account via email. No credit card required!
2
Enter Your Financial Details and Goals
Share your income, tax filing status and family size. Plus, we'll ask you about your debt repayment goals and take that into account when recommending the right path.
3
Upload Your Student Loan Data
All your Federal loan data is organized in one file (NSLDS) providing over 60 data points on each loan. This file is critical to understanding the full picture of your debt. If you don't have this file, we can help you get it with your FSA account on studentaid.gov.
Click to see how to download your NSLDS file
This file is necessary for us to conduct an in-depth analysis, allowing us to evaluate everything you're eligible for and provide the best solution – and the most savings! If you haven't logged into your FSA account in awhile, you may be prompted to complete two-factor authentication.
4
Complete the Questionnaire
Using the data you provided, our AI prompts questions specifically designed to quickly and comprehensively grasp your financial situation.
5
See Your Personalized Student Loan Analysis
We’ll recommend the best plan based on your financial goals. See a description of the plan, your monthly & total repayment estimates, the term length and if you qualify for any cancellation or forgiveness.
6
Take Action
Included for free in the Basic plan are all the tools and forms to prepare, sign and submit your new action plan into reality. As an upgrade, we can also help automate the process or connect you with a student loan certified counselor.
