How Do I Get Started?
With no upfront costs or credit card, see if your loans qualify for a lower monthly payment plus forgiveness and cancellation in about 20 minutes!
On average, users have found about $331 in savings per month on their loan payment. Plus, we've identified some level of forgiveness for 55% of the users. So what are you waiting for?
On average, users have found about $331 in savings per month on their loan payment. Plus, we've identified some level of forgiveness for 55% of the users. So what are you waiting for?
It costs nothing to get started. Once you see your individual student loan savings, it's up to you whether you want to proceed by paying a one-time fee of $49 to get all the tools to make this plan a reality.
Create an online account with Student Debt Solutions
There is no cost to see your savings! Start by giving us some basic information to confirm your account via email. No credit card required!
2
Enter Your Financial Details and Goals
Share your income, tax filing status and family size. Plus, we'll ask you about your debt repayment goals and take that into account when recommending the right path.
3
Upload Your Student Loan Data
All your Federal loan data is organized in one file (NSLDS) providing over 60 data points on each loan. This file is critical to understanding the full picture of your debt. If you don't have this file, we can help you get it with your FSA ID and password.
See how to download your NSLDS file from studentaid.gov
4
Complete the Questionnaire
Using the data you provided, our AI prompts questions specifically designed to quickly and comprehensively grasp your financial situation.
5
See Your Personalized Student Loan Analysis
With no upfront costs, see your potential monthly payment and if you qualify for any forgiveness or cancellation programs. The decision to proceed is entirely yours!
6
Take Action
Pay a one-time fee of $49 to see step-by-step how to reduce your student loan debt. We give you all the tools and forms to prepare, sign and submit your new action plan into reality.