Looking for Student Debt Relief?
We Can Help.

Don’t let your student loans interfere in getting a mortgage, buying a car or impacting your credit score.

Identify your debt relief options now and what your next steps should be.

Let's Get Started

How Do I Know What’s Right for Me?

Student debt relief is a complex topic – with more than 32 loan types, 43 different loan statuses and 10 programs based on loan date, there could be 18,000 potential combinations to explore! If you don’t look at the whole picture, you might unknowingly disqualify yourself from the best program. And there’s no re-do in Federal debt relief. That’s where we can help!

A Simple Solution for a Complex Problem

Student Debt Solutions (SDS) is a self-service platform that uses AI technology to ask specific questions based on your student loans (Federal and private) and financial situation. In about 10 minutes, 1000+ data points are analyzed against 1200 rules to provide you with a set of clear recommendations and an easy-to-understand action plan. Solutions Include:

Get Started for FREE

Enter your loan details and answer some questions to get a preview of how you can reduce your student loan debt with SDS. Then it’s just $99 to get a clear action plan and checklist of next steps plus links to all the applications you need.
Get Started for FREE
SDS Preview Screen

Preview your lowest possible payment, the lowest total amount you could pay over the life of your loans and if any forgiveness and/or cancellations are found before you pay anything!

Experience Matters

We are not a debt consolidator, collection agency, loan servicer, private lender or refinance company. The platform analyzes your data to find the right solution to meet your financial goals and gives you the tools to take the next steps toward a debt-free future.

Our development team has been in the industry for more than a decade and developed SDS to quickly and succinctly automate a counselor's knowledge of the rules to provide a set of actionable next steps based on each debtor’s unique situation. We’re confident our online platform can recommend the right path, but don’t worry, if you want to talk to a counselor you can schedule a session right from the platform for a small fee.

What Do I Need to Begin?


Uploading your student loan details is best and easiest on a desktop or laptop browser.

Annual Income

Grab last year’s tax return – or we can help you calculate your AGI based on your wages.

FSA ID and Password

We’ll help you gather your student loan details online. But don't worry - we will never retain or use your login.
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Not ready? Sign up to receive an email with a link to begin later.

Payment Forbearance Ending Soon

Back in March 2020 and due to the COVID-19 pandemic, federal student borrowers were allowed to skip payments without penalty and loan interest rates were set to 0%. So although you haven’t had to wrestle with your student loan debt recently, a change is on the horizon. Payments are expected to resume no later than the end of August. But when payments resume, balances still remain. Now is the time to review your options with Student Debt Solutions and make a plan for how to best tackle your looming student loan debt.

Biden Administration Loan Cancellation

In August 2022, President Biden announced that the Department of Education will provide Federal loan borrowers up to $20,000 in debt cancellation to Pell Grant recipients and up to $10,000 in debt cancellation to all other Federal loan borrowers. The Supreme Court is currently weighing in on whether the Biden-Harris Debt Relief Program is legal. According to the White House more than 27 million borrowers will be eligible to receive up to $20,000 in relief. Student Debt Solutions can help you uncover if you qualify for forgiveness or cancellation.

Send Me More Information

Need some time to gather your documents or get to a computer? Complete the form below to receive an email with a link to begin when you’re ready.

"Working with Student Debt Solutions was like a breath of fresh air. We were able to find a plan that canceled my student loan debt. Before this, I didn’t know this was an option. I can’t say thank you enough!"
- B.D. Baton Rouge, LA
Total and Permanent Disability Discharge resulting in over $50,000 cancelled
"After losing my job and having to relocate, I didn’t think there was any way I could repay the $70,000 I owed in student loan debt. After enrolling, I followed the action plan that allowed me to make very small payments while I worked to get back on my feet."
- J.K. Winter Park, FL
Income Repayment Plan lowered monthly payment | Developed Plan for Forgiveness
“I tried finding help for my loans on my own. After countless hours researching and talking on the phone with people who couldn’t give me answers, I reached out to Student Debt Solutions. Wow! What a difference! I went from frustration to joy."
- M.D. Orlando, FL
Teacher Loan Forgiveness | Consolidation to qualify for Public Service Loan Forgiveness (PSLF) | Income Driven Repayment Plan to lower payment